The foreign exchange reserves of the Central Bank of Bosnia and Herzegovina at the end of February 2026 amounted to 18.09 billion KM and on an annual level increased by 1.06 billion KM (6.2 percent).
Total loans to domestic sectors at the end of February 2026 amounted to 29.22 billion KM and compared to the previous month, an increase in loans of 458.3 million KM (1.6 percent) was recorded.
According to data from the Central Bank of BiH, credit growth was registered in the household sector by 122.7 million KM (0.8 percent), in government institutions by 127.6 million KM (eight percent) and in non-financial private companies by 231.3 million KM (two percent).
A decrease in credit growth on a monthly basis was registered at non-financial public enterprises by 13.3 million KM (1.7 percent) and at other domestic sectors by 10 million KM (2.6 percent).
The annual growth rate of total loans in February 2026 was 12.1 percent, nominally 3.15 billion KM. Annual credit growth was registered in the household sector by 1.61 billion KM (12.4 percent), in private companies by 966.5 million KM (nine percent), in government institutions by 379.8 million KM (28.4 percent), in non-financial public companies by 133.3 million KM (20.6 percent) and in other domestic sectors by 63.3 million KM (20.4 percent).
Total deposits of domestic sectors at the end of February 2026 amounted to 37.47 billion KM and compared to the previous month, deposits increased by 165.3 million KM (0.4 percent).
The increase in deposits on a monthly level was registered by households by 284.7 million KM (1.4 percent), by non-financial public companies by 23.7 million KM (1.2 percent) and by other domestic sectors by 36.4 million KM (1.7 percent). In the same period, deposits with private companies decreased by 131 million KM (1.5 percent) and with government institutions by 48.5 million KM (1.1 percent).
In the structure of household deposits, the largest part refers to transaction accounts (50.8 percent), which compared to the previous month are higher by 2.1 percent, demand deposits (20 percent of total household deposits) are higher by 0.7 percent, while time deposits (29.2 percent of total household deposits) are higher by 0.7 percent.
The annual growth rate of total deposits in February 2026 was 10.8 percent, which in absolute terms is 3.65 billion KM. The annual growth of deposits was registered in the household sector by 2.07 billion KM (11.5 percent), in the structure of which transaction accounts grew by 17.5 percent, demand deposits by 6.5 percent and term deposits by 5.1 percent.
The growth of deposits at the annual level was also recorded at private companies by 874.8 million KM (11.1 percent), at government institutions by 550.4 million KM (13.8 percent), at non-financial public companies by 14.5 million KM (0.7 percent) and at other domestic sectors by 140.6 million KM (seven percent), he states. BHRT.
