Residents of the Federation of Bosnia and Herzegovina are lacking three years of service, and have 62 or less years, can be exercised by a retirement without a new employment, ie without entering the employment and three years.
But for that, there are certain conditions that citizens must meet, and by fulfilling the same PIO / Mio, they will have a three-year experience.
In the Law on Employment and Social Security of the Unemployed, under Article 31. and 2. It is stated that “Health Insurance Unemployed is ensured in accordance with health insurance regulations”, and that “Pension and Disability Insurance is ensured by an unemployed person lacking up to three years of pension experience until the terms of the age pension, in accordance with the regulations on pension and disability insurance. “
During the last three years, in the application of the labor office, and part of the law called the right to unemployment, and Article 32. “The unemployed person exercises rights during the employment service towards the place of residence”.
In accordance with Article 14. Rulebook on the Employment of Persons, for the first time, the first time the labor office is obliged to inspect: ID on the place of residence or residence, workbook, proof of the degree of vocational education and signed a statement.
How does the procedure flow?
The provision of the law shall thus enable the person to register for the competent employment institution, or currently not working in the context of age, that the same document is to take up to three years that person enjoyed the pension.
Ensured conditions stated in the previously acquired the conditions of the right to pay the contribution for pension and disability insurance, and the request for the same person reported in the labor office, directly in the service of the labor office by place of residence. When applying, the person must submit a request for the application for the surveillance, the workbook in the original, and if there is no certified copy, and a certificate of the registration records for pension and disability insurance as proof of insurance service.
The submitted request of citizens further decides the service itself.
A certificate of evidence of the status of the unemployed person, which is taken from the service records, ie the competent service for work in the FBiH.
It is necessary to submit and consent to the assessment of the retired service, and confirmation (if any) on the belonging to the Armed Forces, the Federal Ministry of the Interior, or the Ministry of Defense, ie those categories that there is a legal basis to be included in the total retirement service. A certificate of evidence of the status of the unemployed person, which is taken from the service records, ie the competent service for work in the FBiH.
The municipal service after the obtained request by the individual, submits the same according to the Administrative Service of the PIO / MIO for the calculation of the pension experience.
How is pension calculated?
According to the score system in the Federation of BiH, the pension is calculated based on the years of the internship and the amount of the reported salaries. For example, a worker who had a reported average salary of 1,500 KM during 40 years of service, would realize a year 1 point, which means that the total collects 40 points to retirement. When it is multiplied by a valid point value for 2024. year of 20.35 KM, such a worker can expect a pension of 814 KM per month. However, if the contributions were paid at the lower amount of the salary and the final pension would be significantly smaller and vice versa, the larger salary of the average, means a higher pension.
Article 78. The Law on PIO / Mio was prescribed that the value referred to in Article 47. laws are harmonized every 15. April, and according to the percentage of the average gross salary in the Federation of Bosnia and Herzegovina in the Federation of General Point with the consent of the FBiH Government Holder of insurance in the Official Gazette of the Federation of Bosnia and Herzegovina.
The Government of the Federation of BiH is on the Proposal of the Federal Ministry of Labor and Social Policy. April 2024. The decision to harmonize the value of general point for 2024. year, in accordance with Article 78 of the Pension and Disability Insurance Act, in a percentage of 13.6 percent, and is 20.74 KM.
In the context of the harmonization of pensions, they are adjusted in 15. April each year in the amount of summarizing 50 percent of the consumer prices and the percentage of gross domestic product in the FBiH in the previous year, and according to the Federal Bureau of Statistics, except the pensions of the realized The year in which harmonization is done, and the most up to the growth rate of gross domestic product in the previous year.
What are age pensions?
There are several types of age pensions, and the right to an old-age pension has an insured person when he reaches 65 years of age and at least 15 years of insurance, ie he reaches 65 years of age and at least 20 years of age.
The insured person who exercises the right to an old-age pension, for each month later to the Age Pension in insurance in relation to the prescribed 65 years, the amount of realized pensions is increased by 0.166666%, ie 2% on an annual basis. If the insured is entitled to an old-age pension with 65 years of age 05 months of life, the amount of pension is increased by 0.833333%.
To go to the early retirement, it is prescribed that it is determined by 0.333333 percent, and it can take the earliest of 63 years and six months of age, and 38 years and six months of work. Women can leave early to retire with 58 years and six months of life, and 33 years and six months of work experience, transmits Press Media BiH.
