Is not a problem when the wallet disappears than when you have no ‘your nermina’
By Hajrudin Redžović
Bankers usually remember in interest, enforcement and they feel that you push the paper with a smile that says something finely, but dangerous.
Nermina Ćostovic remember differently. Only the war and repayment period has not been counted. With him, what the paper does not record – a word, trust, eye eye in the eye. That feeling you are in front of man, not before uniformed part of the system.
Coach who taught the bankers with patience
It’s the year in 2008 The banking world in BiH was in turning – HVB Central Profit and UniCredit Zagreb, entered the marriage, and brought new technology, new procedures, the entire new world of rules.
In Sarajevo, and Bank’s branches throughout BiH, in the classrooms full of confused employees from all over BiH, Nermin stood.
He did not have a tie to a navel or powerpoint full of colorful graphs. He had a plate, marker, experience and patience.
He was Internal trainer – The man who knew how to convey the knowledge so that people go home with a sense of being worth something, not to make them a mound system.
Nerminal colleagues from Sarajevo and today remember those days:
“As we choked in new procedures and programs, he would stop and said, ‘Slowly, nothing is so terrible. Here, I’ll repeat once again.’ And he would repeat. And he would reiterate again, without srkler. And while other coaches share scripts, Nermin shared patience. “
The phone that never silent
His phone number was never hidden behind “info @ …”. They called him directly – The owners of the largest companies in the country, people whose signature is counted in millions.
They knew they wouldn’t answer their automatic, but nermin. That he will find a solution, even if he called him in the deaf era. His working day was starting with the bank, but he never ended with hours.
Midnight in Turkey. Hotel in the dark, air conditioning, and the Holding boss – a man who else spins millions – draws his hand in his pocket and grabs the void. The wallet disappeared. Inside all cards, all identities, half of life. Panic in the hotel lobby, panic at the airport. The embassy turns into a dormitory for lost souls.
Called Nermina.
– Calm down, he tells him a voice over the wire (from Bosnia). The wallet left. But money won’t.
Ten minutes later – all cards blocked. In the midnight hour, the man, which was a moment ago, was a candidate for the ambulance now asleep as a baby. And the legend of Nermina, faster than Turkish Airlines, but chased back for Bosnia.
Nature: “Millions of the account, and you’re calm only when your nermin raises the phone.” UniCredit Bank could consider to turn this into your slogan. Nermin, the way it is, ‘fool’, would probably give up copyright.
Donations without address
And when the branches and the curtain lights down, Nermen was not just a banker. He was a “neighborhood guy.” A man from the dog, from Jelah, who knew donated for the local church as well as for the mosque.
It was natural for him: “The man is a man. He doesn’t ask for the address well.”
And it wasn’t a pose. It was a practice. People remember that – because help with him did not have religion or nationality.
One family from Jelah It recalls:
“People asked – How did he say? And we said, which he knows he had a good border. It was his style, to bring what he needed, and go as if nothing was.”
Thanks as a prophecy
UniCredit was him in 2016. He handed him a thankfulness with that sentence that sounds like a small prophetic record today:
“When you left so far you can no longer do the steps, it means that you’ve previously over halfway you are capable of.”
Then it was a beautiful sentence on a piece of paper. It sounds like a life summary today.
Because Nermin is not of those who stand halfway. His path was always further, deeper – to people, to trust, to that point where the job ceases to be a job and becomes a mission.
Banker with a human face
At the time when everyone talks about digitization and algorithms, the story of Nermina Ćostovic is a reminder that the bank is leading to people.
And among those people rare, those whose name remains enrolled in the memory of clients and colleagues, and not in debts, but by humanity.
People in Tešnj, and especially businessmen – even those from the Forbes list – they know that “It’s not a problem when your wallet disappears, someone when you don’t his nermina“.




