Approximately half of the apartments in Banja Luka are purchased in full from their own funds, and the purchase of other half is financed in part or in full by loan.
These are the data they have real estate agents based on their samples.
– What is the property more expensive, the percentage of purchasing by credit funds decreases. Those who have more money buy more expensive real estate – explains to Fen Dragan Milanović, director of the Real Estate Agency “Remax” Banja Luka.
With that, as he notes, the money must have a proven origin that checks banks and notaries, ie money must be on the account.
The cheapest apartments, as emphasizes, are in a number of percent purchase from credit funds.
According to the Republic administration, Se geodetic and property-legal affairs (RUGIPP), in Banja Luka, during the last year, the traffic of 719 apartments whose value in sales contracts amounts to about 118.3 million KM. During this year, concluding 15. by August, the turnover of 334 apartments worth about 56.6 million KM, transmits the FENA.
The turnover of 3,689 apartments worth about 381.8 million KM was recorded, while by 15. Augusta, the purchase of 1,735 apartments worth about 184.1 million KM was recorded.
These data are in the Register of Real Estate Prices, which leads Rugipp, in which they say that they do not collect and do not process data on the method of payment of real estate (cash or loan).
Apartment prices in Novi Buildings in Banja Luka, in the narrower part of the city, range from 3,800 km per square meter onwards, while in some locations in the center of the apartments are also sold for 7,000 KM per square meter.
