Since today, the Apple Pay is officially available to users in Bosnia and Herzegovina.
Technical implementation is completed during the summer, and now banks can finally start actively provide this service to their customers.
Until recently, Bosnia and Herzegovina was one of the few European countries without support for Apple Pay, but from the users of the Apple device, such as iPhone, Apple Watch, Ipad and Pussy can perform contactless payments with digital wallet.
Apple Pay functions as a digital wallet – instead of a physical card, the device stores debit, credit or prepaid cards, and payment is made by adhering to the device with POS terminal using NFC technology.
The main benefits are speed and convenience, one touches without the need to carry wallet, high levels of security and privacy because the actual data cards are not shared with a merchant, use encryption via Face ID, Touch ID or codes.
Apple Pay accept millions of sales sites around the world, including local stores in BiH that have NFC terminals.
How to activate Apple Pay in BiH?
Check the bank support
Apple Pay is available through banks that have passed the implementation so that users need to contact their banks to check if their card is compatible with the service.
Add a card to Wallet on iPhone:
Open the Wallet application (wallet)
Tap the “+” sign in the upper right hand corner
Scan the card using the camera or manually enter the information
Follow the verification instructions – SMS code, e-mail or authentication of the bank
After successful add, authorize Face ID, TOUCH ID or codes
Pay by Apple Pay
To pay in stores, bring your Apple device closer to the contactless terminal (NFC) and confirm the authorization transaction.
For online shopping and applications, when you charge, select the Apple Pay option and follow the instructions on the confirmation and authorization screen.
More tabs and setup default
On the newer iPhone models it is possible to have up to 12 cards in the Wallet application.
The default card is placed by pressing and pulling on the front.
After the system implementation, certain banks in BiH are now actively enabling their users to use Apple Pay. It is expected that several banks will be connected in the next weeks, allowing contactless payment for the wider circuit of users. This includes the order of European countries that have modernized digital payment systems.
